Conditions of Use
By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.
To the fullest extent permissible pursuant to applicable law, the materials on this website are provided “as is” and without warranties of any kind either expressed or implied and Capital Insurance Markets disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
Capital Insurance Markets does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. Capital Insurance Markets does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise.
You (and not Capital Insurance Markets) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement.
This website may be linked to other websites which are not maintained by Capital IM. Capital IM is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by Capital Insurance Markets of the websites or the content thereof.
We are committed to protecting your privacy and security. Any personal data that we collect from you will be processed in accordance with our Privacy Statement which is on this website.
Limitation of Liability
While Capital Insurance Markets uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, Capital Insurance Markets makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall Capital Insurance Markets or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if Capital Insurance Markets or a Capital Insurance Markets authorised representative has been advised of the possibility of such damages.
Capital Insurance Markets also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.
Restrictions on Use of Materials
This website is owned and operated by Capital Insurance Markets. Except as otherwise expressly permitted by Capital Insurance Markets no materials from this website or any website owned, operated, licensed or controlled by Capital Insurance Markets may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way.
You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without Capital IM’s written permission. Capital Insurance Markets neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.
Hypertext or other links to this website are prohibited without our consent. Links to this website can only be provided with the consent of Capital Insurance Markets
We do not endorse or approve the content of any third-party website, nor do we have any liability in connection with any third-party website. Any links to third party websites on this website are provided solely for your convenience. If you use these links, you leave the website. Capital Insurance Markets does not control and is not responsible for these websites or their content or availability.
Unless otherwise expressly set forth herein, Capital Insurance Markets makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws. Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by Capital Insurance Markets.
Ownership of Information
Any information, other than personal data or information, you transmit to Capital Insurance Markets via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of Capital Insurance Markets. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting.
Capital Insurance Markets is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to Capital Insurance Markets via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
In Ireland, Capital Insurance Markets will treat any personal information received about you with the utmost respect and in accordance with data protection legislation, including the General Data Protection Regulation 2018 and the Irish Data Protection Act 2018 as amended or re-enacted from time to time.
Copyright Notice and Reproduction
The website and all present and future copyright, trademarks, and other intellectual property rights relating to the website are vested in Capital Insurance Markets and or its licensors. You acquire no rights in the website other than the limited right to use the website in accordance with the terms. You agree to protect the proprietary rights of Capital Insurance Markets and its licensors and agree to promptly notify Capital Insurance Markets in writing (contact details below) upon becoming aware of any unauthorised access or any use of the website that infringes upon any proprietary rights.
All trademarks, services marks, trade names, logos, and icons are proprietary to Capital Insurance Markets. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of Capital Insurance Markets. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.
Images displayed on this website are either the property of, or used with permission by, Capital Insurance Markets. The use of these images by you, or anyone else authorised by you, is prohibited unless specifically permitted by Capital Insurance Markets. Any unauthorised use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
You are permitted to print out or download information and content from this website only for your own personal non-commercial use or for the non-commercial use of your organisation. You may not offer for sale or sell or distribute over any medium any part of this website or its content. You may not make any part of the website available as part of another website, whether by hyperlink framing on the internet or otherwise unless you have been authorised to do so in writing by Capital IM.
To apply for authorisation, you must either e-mail or write to Capital Insurance Markets (contact details below) with the following details: (a) your name or the name of the technical contact responsible for the link(s); (b) the name of your company; (c) the email address and telephone number for you.
You may not use the Capital Insurance Markets name or misuse the Capital Insurance Markets brand in any way, such use or misuse to be determined solely at the discretion of Capital Insurance Markets. All moral rights, intellectual property rights and other equivalent rights derived from the contents of the website are hereby asserted and reserved.
You acknowledge that any software which may be available or provided to you on this website may contain technology that is subject to strict controls pursuant to export control laws and regulations of other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. Capital Insurance Markets does not authorise the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by such export controls laws and regulations.
The terms and conditions of use and any issues regarding this website shall be governed by the Laws of Ireland
Accuracy of The Website
Capital Insurance Markets does not guarantee the accuracy, completeness or correctness of any information on the site. You agree that use of the site and its contents is entirely at your risk and to the extent permitted by law, all warranties or conditions that would, but for the terms of this disclaimer, be implied by statute or otherwise, are excluded. Capital Insurance Markets will not be liable, under the terms of this disclaimer or otherwise, for any loss of profit, loss of revenue, loss of contract or any other indirect or consequential loss you may suffer as a result of the use of any of the information contained in the web site.
Changes to the Website
Capital Insurance Markets may correct any errors or omissions or change the format or content of the site at any time and may terminate or suspend the operation of the site for any reason, without notice or liability. Routine maintenance, demand on systems and other circumstances may mean that this web site and the services provided on it may not always be available.
The content and information provided by Capital Insurance Markets on this web site is not intended to be advice of any kind. A product or service shown on this web site may not necessarily be suitable for you – this is for you to decide (and if in doubt, you may wish to seek appropriate independent advice).
If you access or use any information on this web site and by doing so, you break any law, Capital Insurance Markets will not be responsible.
If you have any questions about these Terms and Conditions, please contact firstname.lastname@example.org.
Last Updated: March 2020